About Rodney Short
Rodney Short is an insurance law attorney at Yuma City Attorney's Office serving clients in Yuma, Arizona. Arizona insurance law is codified in Title 20 of the Arizona Revised Statutes and overseen by the Arizona Department of Insurance and Financial Institutions, covering bad-faith claims handling under Noble v. National American Life, coverage disputes, agent and broker liability, and the state's Unfair Claims Settlement Practices regulations. Contact details appear below.
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Education
- Law School: Oklahoma City U
Common questions about Insurance Law in Arizona
Answered by Arizona Attorney Search Network
What are the minimum auto insurance limits in Arizona?
Under ARS § 28-4009, Arizona requires minimum bodily injury liability coverage of $25,000 per person / $50,000 per accident, plus $15,000 property damage liability (the '25/50/15' minimums, increased from older minimums in 2020). These are the floor; experts generally recommend 100/300/100 or higher given the cost of medical care and the prevalence of underinsured drivers.
How long do I have to file an insurance claim in Arizona?
Depends on the policy and the type of claim. Most insurance policies require prompt notice of claim - often within 30-60 days of the loss - and many establish contractual limitation periods (commonly 1-2 years for bringing suit). Arizona's general written-contract statute of limitations is 6 years (ARS § 12-548), but policy provisions setting shorter limits are typically enforceable if reasonable.
What does the Arizona Department of Insurance regulate?
The Arizona Department of Insurance and Financial Institutions (DIFI), formerly the Department of Insurance, regulates licensed insurers, agents, and adjusters under ARS Title 20. Functions include licensing, financial solvency oversight, market conduct exams, consumer complaints, and rate and form filings. DIFI does not adjudicate individual coverage disputes but does investigate complaints and can sanction insurers for unfair practices.
Q&As answered by Rodney Short
Practice Areas
Notable Case Results
Office Location
Yuma City Attorney's Office
1 CITY PLZ
Yuma, AZ 85364
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