Ronald Mercaldo

About Ronald Mercaldo

Mr. Mercaldo has been named to “Arizona’s Finest Lawyers”, “Southwest Super Lawyers,” and “Best Lawyers in America”. He has also been named one of America’s top 500 lawyers.

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Education

• Law School: U of Arizona

Common questions about Personal Injury in Arizona

Answered by Arizona Attorney Search Network

Is Arizona a no-fault state for car accidents?

No. Arizona is a fault-based ('tort') state for auto accidents, not a no-fault state. The injured party can pursue a claim against the at-fault driver and that driver's liability insurer. Minimum required auto liability coverage is $25,000 per person / $50,000 per accident for bodily injury and $15,000 for property damage under ARS § 28-4009.

Should I have uninsured/underinsured motorist coverage in Arizona?

Yes. Auto insurers must offer UM/UIM coverage under ARS § 20-259.01, though it can be rejected in writing. Roughly 12% of Arizona drivers are uninsured, and many more carry only state minimums that won't cover serious injuries. UM/UIM pays your damages when the at-fault driver is uninsured, underinsured, or a hit-and-run, and is one of the most cost-effective coverages available.

How are personal-injury attorney fees structured in Arizona?

Most Arizona personal-injury attorneys work on contingency: typically 33% of the recovery if the case settles before suit is filed, 40% if a lawsuit is filed, and sometimes 45% if the case proceeds through trial. Court costs and expert-witness fees are generally advanced by the firm and reimbursed from the recovery. Initial consultations are almost always free.

Q&As answered by Ronald Mercaldo

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